When considering a universal life insurance policy, it's essential to not only look at the potential returns on dividends and investments but also to understand the tax implications of these earnings. By understanding how dividends and investment returns are taxed, policyholders can make informed...

When it comes to choosing a life insurance policy, universal life insurance is a popular option because of its flexibility and potential for cash value growth. With universal life insurance, policyholders can adjust their coverage, premiums, and savings components to better suit their individual...

More people are considering Universal life insurance policies as an investment vehicle that may offer loans, dividend payments and life insurance payouts. One of the most popular life insurance policies you may have heard of is IUL or Index Universal Life that offer a cash value policy for loans...